balance
bank
bankrupt
bargain
bill
borrow
broke
bankrupt
cash
check
cost of living
credit card
credit
debt
debit
deposit
discount
distribution of wealth
dividends
economical
economize
exorbitant
expenditure
extravagant
frugal
income
income tax
inflation
inherit
insolvent
interest
in the black
in the red
invest
investment
invoice
lend
loan
loss
market
mortgage
on credit
overcharged
overdraft
overpriced
pension
priceless
profit
receipt
reduction
refund
salary
save
savings and loan association
shares
statement
stocks
tax / rent (etc) rebate
undercharged
unemployment / housing / child (etc.)
welfare
wage
wealthy
withdraw
worthless
Balance
Meaning: The amount of money you have in your bank account.
Example Sentence: The balance in my checking account is $300.
Synonyms: remainder, rest, residue.
Antonyms: debt, deficit.
Bank
Meaning: A financial institution licensed to receive deposits and make loans.
Example Sentence: I deposited my paycheck at the bank.
Synonyms: financial institution, lending institution.
Antonyms: (Not applicable as 'bank' is a specific entity)
Bankrupt
Meaning: Unable to pay outstanding debts.
Example Sentence: The company went bankrupt due to poor financial management.
Synonyms: insolvent, broke.
Antonyms: solvent, wealthy.
Bargain
Meaning: Something on sale at a lower price than its true value.
Example Sentence: I found a great bargain at the store today.
Synonyms: deal, steal.
Antonyms: rip-off, gouge.
Bill
Meaning: A statement of money owed for goods or services.
Example Sentence: I received a bill for my electricity usage this month.
Synonyms: invoice, statement.
Antonyms: receipt, (specific antonyms aren't really applicable here).
Borrow
Meaning: To take and use (something that belongs to someone else) with the intention of returning it.
Example Sentence: Can I borrow your pen?
Synonyms: take on loan, use temporarily.
Antonyms: lend, give.
Broke
Meaning: Having no money.
Example Sentence: I can't go out tonight, I'm broke.
Synonyms: penniless, bankrupt.
Antonyms: wealthy, affluent.
Cash
Meaning: Money in coins or notes, as distinct from checks, money orders, or credit.
Example Sentence: I prefer to pay with cash rather than using my credit card.
Synonyms: currency, hard cash.
Antonyms: credit, check.
Check (American English) / Cheque (British English)
Meaning: A written order to a bank to pay a stated sum from the drawer's account.
Example Sentence: I wrote a check for the groceries.
Synonyms: draft, bill of exchange.
Antonyms: cash, coin.
Cost of Living
Meaning: The level of prices relating to a range of everyday items.
Example Sentence: The cost of living has increased significantly this year.
Synonyms: living expenses, daily expenses.
Antonyms: income, earnings (though not direct antonyms, these are financially related).
Credit Card
Meaning: A small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit.
Example Sentence: I put the vacation expenses on my credit card.
Synonyms: charge card, bank card.
Antonyms: cash, debit card.
Credit
Meaning: The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.
Example Sentence: My credit score improved after I paid off my loan.
Synonyms: trust, creditworthiness.
Antonyms: debt, payment.
Debt
Meaning: Something, typically money, that is owed or due.
Example Sentence: I'm working hard to pay off my student debt.
Synonyms: liability, obligation.
Antonyms: asset, credit.
Debit
Meaning: An entry recording an amount owed, listed on the left-hand side or column of an account.
Example Sentence: The purchase was recorded as a debit in my bank account.
Synonyms: charge, deduction.
Antonyms: credit, deposit.
Deposit
Meaning: A sum of money placed or kept in a bank account, usually to gain interest.
Example Sentence: I made a deposit into my savings account.
Synonyms: down payment, prepayment.
Antonyms: withdrawal, debit.
Discount
Meaning: A deduction from the usual cost of something, typically given for prompt or advance payment or to a special category of buyers.
Example Sentence: I got a 20% discount on the dress.
Synonyms: reduction, deduction.
Antonyms: surcharge, premium.
Distribution of Wealth
Meaning: The way in which wealth is spread across a population.
Example Sentence: Economists study the distribution of wealth to understand income inequality.
Synonyms: wealth distribution, income distribution.
Antonyms: wealth accumulation, wealth centralization.
Dividends
Meaning: A sum of money paid regularly (typically quarterly) by a company to its shareholders out of its profits (or reserves).
Example Sentence: My stocks paid out healthy dividends this year.
Synonyms: share, payout.
Antonyms: losses, debt.
Economical
Meaning: Giving good value or service in relation to the amount of money, time, or effort spent.
Example Sentence: The new car is very economical on fuel.
Synonyms: efficient, frugal.
Antonyms: wasteful, extravagant.
Economize
Meaning: Spend less; reduce one's expenses.
Example Sentence: We need to economize to stay within our budget.
Synonyms: save, cut back.
Antonyms: waste, splurge.
Exorbitant
Meaning: (of a price or amount charged) unreasonably high.
Example Sentence: The cost of the flight was exorbitant.
Synonyms: excessive, extortionate.
Antonyms: reasonable, affordable.
Expenditure
Meaning: The action of spending funds; an amount of money spent.
Example Sentence: The company's annual expenditure was over a million dollars.
Synonyms: spending, outlay.
Antonyms: income, earnings.
Extravagant
Meaning: Lacking restraint in spending money or using resources.
Example Sentence: It was an extravagant wedding, costing over $50,000.
Synonyms: wasteful, excessive.
Antonyms: frugal, economical.
Frugal
Meaning: Sparing or economical as regards money or food.
Example Sentence: She lives a frugal lifestyle, avoiding any unnecessary expenses.
Synonyms: thrifty, economical.
Antonyms: extravagant, wasteful.
Income
Meaning: Money received, especially on a regular basis, for work or through investments.
Example Sentence: My main source of income is from my job as an engineer.
Synonyms: earnings, pay.
Antonyms: expenses, outgoings.
Income Tax
Meaning: Tax levied by a government directly on income, especially an annual tax on personal income.
Example Sentence: I need to file my income tax returns by the end of April.
Synonyms: tax, levy.
Antonyms: tax refund, tax rebate.
Inflation
Meaning: The rate at which the general level of prices for goods and services is rising, and, subsequently, purchasing power is falling.
Example Sentence: High inflation means that my savings will buy less in the future.
Synonyms: price increase, cost-push.
Antonyms: deflation, price drop.
Inherit
Meaning: Receive (money, property, or a title) as an heir at the death of the previous holder.
Example Sentence: I will inherit the house from my grandparents.
Synonyms: receive, be bequeathed.
Antonyms: disinherit, bequeath.
Insolvent
Meaning: Unable to pay debts owed.
Example Sentence: The business became insolvent and had to close down.
Synonyms: bankrupt, in debt.
Antonyms: solvent, profitable.
Interest
Meaning: Money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.
Example Sentence: The interest rate on my savings account is 2% per annum.
Synonyms: return, yield.
Antonyms: principal, (interest itself doesn't have a direct antonym but is contrasted with the principal amount).
In the Black
Meaning: Being profitable or financially solvent.
Example Sentence: After years of losses, our company is finally in the black.
Synonyms: profitable, solvent.
Antonyms: in the red, unprofitable.
In the Red
Meaning: Operating at a loss or being in debt.
Example Sentence: The business has been in the red for the last three quarters.
Synonyms: unprofitable, insolvent.
Antonyms: in the black, profitable.
Invest
Meaning: Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property.
Example Sentence: I decided to invest in the stock market.
Synonyms: put money into, fund.
Antonyms: withdraw, divest.
Investment
Meaning: The action or process of investing money for profit.
Example Sentence: Real estate can be a good investment.
Synonyms: venture, contribution.
Antonyms: divestment, expenditure.
Invoice
Meaning: A list of goods sent or services provided, with a statement of the sum due for these.
Example Sentence: I received an invoice for the repair services.
Synonyms: bill, statement.
Antonyms: receipt, credit note.
Lend
Meaning: Grant to (someone) the use of (something) on the understanding that it shall be returned.
Example Sentence: Could you lend me your book for a week?
Synonyms: loan, advance.
Antonyms: borrow, take.
Loan
Meaning: A thing that is borrowed, especially a sum of money that is expected to be paid back with interest.
Example Sentence: I took out a loan to buy a car.
Synonyms: advance, credit.
Antonyms: repayment, payback.
Loss
Meaning: The fact or process of losing something or someone.
Example Sentence: The company reported a loss of $1 million.
Synonyms: deficit, shortfall.
Antonyms: profit, gain.
Market
Meaning: A regular gathering of people for the purchase and sale of provisions, livestock, and other goods.
Example Sentence: We went to the market to buy fresh vegetables.
Synonyms: marketplace, bazaar.
Antonyms: (Not applicable as 'market' is a specific place/concept)
Mortgage
Meaning: A legal agreement by which a bank or other creditor lends money at interest in exchange for taking the title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.
Example Sentence: I have a 30-year mortgage on my house.
Synonyms: loan, home loan.
Antonyms: (Specific antonyms aren't applicable, but it's related to ownership and payoff)
On Credit
Meaning: The arrangement of buying goods or services now and paying for them later.
Example Sentence: I bought the laptop on credit since I didn't have enough cash.
Synonyms: on account, on the tab.
Antonyms: prepayment, cash in advance.
Overcharged
Meaning: Charge (someone) too much for goods or services.
Example Sentence: I was overcharged for the meal; it was supposed to be $15, not $25.
Synonyms: overpriced, overbilled.
Antonyms: undercharge, give a discount.
Overdraft
Meaning: A deficit in a bank account caused by drawing more money than the account holds.
Example Sentence: I need to deposit some money to cover my overdraft.
Synonyms: deficit, shortfall.
Antonyms: surplus, credit balance.
Overpriced
Meaning: Too expensive; costing more than it is worth.
Example Sentence: The drinks at that bar are overpriced.
Synonyms: costly, inflated.
Antonyms: underpriced, reasonable.
Pension
Meaning: A regular payment made during a person's retirement from an investment fund to which that person or their employer has contributed during their working life.
Example Sentence: My grandfather lives comfortably on his pension.
Synonyms: retirement fund, annuity.
Antonyms: (Specific antonyms aren't applicable as 'pension' is a type of income)
Priceless
Meaning: So precious that its value cannot be determined.
Example Sentence: The look on her face was absolutely priceless.
Synonyms: invaluable, invaluable.
Antonyms: worthless, valueless.
Profit
Meaning: A financial gain, especially the difference between the amount earned and the amount spent in buying, operating, or producing something.
Example Sentence: The company made a significant profit this quarter.
Synonyms: earnings, gains.
Antonyms: loss, deficit.
Receipt
Meaning: A written acknowledgment that a specified article or sum of money has been received.
Example Sentence: Please keep your receipt in case you need to return the item.
Synonyms: slip, voucher.
Antonyms: invoice, bill (since these are requests for payments, not acknowledgments of payment).
Reduction
Meaning: The action or fact of making something smaller or less in amount, degree, or size.
Example Sentence: There has been a reduction in the price of milk.
Synonyms: decrease, cut.
Antonyms: increase, rise.
Refund
Meaning: Pay back (money), typically to a customer who is not satisfied with goods or services bought.
Example Sentence: If the shirt doesn't fit, you can return it for a refund.
Synonyms: repayment, reimbursement.
Antonyms: charge, debit.
Salary
Meaning: A fixed regular payment, typically paid on a monthly or biweekly basis but often expressed as an annual sum, made by an employer to an employee, especially a professional or white-collar worker.
Example Sentence: Her salary as a marketing manager is $80,000 per year.
Synonyms: wage, pay.
Antonyms: debt, deduction.
Save
Meaning: Keep and store up (something, especially money) for future use.
Example Sentence: She saves a portion of her salary every month for emergencies.
Synonyms: put aside, store.
Antonyms: spend, squander.
Savings and Loan Association
Meaning: A financial institution that primarily accepts savings deposits and makes mortgage and other loans.
Example Sentence: They got their home mortgage through a local savings and loan association.
Synonyms: thrift institution, building society (UK).
Antonyms: (Direct antonyms are not applicable due to the specificity of the term.)
Shares
Meaning: Units of ownership interest in a corporation or financial asset that provide for an equal distribution in any profits, if any are declared, in the form of dividends.
Example Sentence: He bought shares in the company five years ago.
Synonyms: stocks, equities.
Antonyms: (Specific antonyms are not applicable, as shares are a type of financial asset.)
Statement
Meaning: A written record detailing all transactions of a bank account, usually sent to the account holder every month.
Example Sentence: I checked my bank statement and noticed a fraudulent transaction.
Synonyms: account, report.
Antonyms: (Specific antonyms are not applicable due to the specificity of the term.)
Stocks
Meaning: Shares of ownership in a company.
Example Sentence: She has a diversified portfolio of stocks and bonds.
Synonyms: shares, equities.
Antonyms: (Specific antonyms are not applicable, as stocks are a type of investment.)
Tax / Rent Rebate
Meaning: A return of excess amounts of income tax that a person has paid to the government during the past year; a partial refund to someone who has paid too much tax, rent, etc.
Example Sentence: He applied for a tax rebate because he overpaid his income tax.
Synonyms: refund, return.
Antonyms: charge, levy.
Undercharged
Meaning: Charge someone too little money.
Example Sentence: The restaurant undercharged us for our meal by $20.
Synonyms: underbill, short-change (used differently).
Antonyms: overcharge, overbill.
Unemployment / Housing / Child (etc.) Benefits
Meaning: Payments made by a government to individuals, especially those meeting certain criteria such as lack of employment, need for housing, or having dependents.
Example Sentence: After losing her job, she applied for unemployment benefits.
Synonyms: welfare, assistance.
Antonyms: (Specific antonyms are not applicable due to the nature of the benefits.)
Welfare
Meaning: Government-provided support for those unable to support themselves.
Example Sentence: The welfare system aims to provide a safety net for the needy.
Synonyms: assistance, social security.
Antonyms: self-sufficiency, independence.
Wage
Meaning: A fixed regular payment earned for work or services, typically paid on a daily or weekly basis.
Example Sentence: Workers are demanding higher wages.
Synonyms: pay, earnings.
Antonyms: unemployment, joblessness.
Wealthy
Meaning: Having a great deal of money, resources, or assets; rich.
Example Sentence: He became wealthy through investing in real estate.
Synonyms: rich, affluent.
Antonyms: poor, impoverished.
Withdraw
Meaning: Take (money) out of an account.
Example Sentence: She went to the ATM to withdraw $200.
Synonyms: take out, remove.
Antonyms: deposit, put in.
Worthless
Meaning: Having no real value or use.
Example Sentence: This old car is practically worthless now.
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